For the proper functioning of any business, funding is very essential. Any business, small, medium or large, needs financing at one time or another. Ziploan business loan is a godsend as they offer Commercial loan up to 7.5 lakes, at an attractive interest rate for business loans, and the best part is that it is unsecured, therefore the business owner doesn’t really have to worry about providing anything as collateral.

Whether you are planning to start a new business or planning to expand, purchase new equipment, etc., funds are very much needed. While there are times when a business owner doesn’t really have enough funds to meet these basic requirements, and that’s where an unsecured loan from ZipLoan comes in. A small business loan from ZipLoan helps the business owner access funds quickly and hassle-free.

Here’s how Ziploan’s business loan can boost business.

When a person receives a business loan from ZipLoan, they benefit from a multitude of features:

1. Easy Financing: ZipLoan offers instant business loans ranging from Rs. 1 lac to Rs. 7.5 lac at the most attractive business loan interest rate with a flexible term of 12-36 months.

2. Flexible repayment: With the flexible repayment tenure, the business owner can easily repay the loan amount according to the income of his business.

3. Unsecured Business Loans: Business loans at Ziploan are unsecured loans, and there is no need to provide any collateral or an asset to avail the funds.

4. Online Loan Application: Business owners have the flexibility and convenience of applying for a business loan online. They can request a MSME loan for online businesses on the website or even from the mobile loan app.

Cumulatively, these factors make Ziploan the best over the MSME loan options available in the market. In addition, at Ziploan, everyone is committed to making the entire business loan process easy, smooth and transparent for its customers.

However, there are additional benefits to having a business loan from Ziploan, including

• No collateral requirement: Since Ziploan offers unsecured business loans, there is no requirement to submit collateral.

• Online Application: Ziploan offers the option to apply for a business loan online from its website or through its mobile loan application.

• Minimal Documentation: Ziploan requires minimal documentation to process the loan application, which can also be easily downloaded from the website or an app.

• Easy Eligibility: Eligibility for the Ziploan business loan is quite easy to complete. All it takes is for a business to have a turnover of Rs. 10 lakes and a vintage of at least 2 years.

Ziploan Business Loan Eligibility Criteria

Ziploan offers loans to eligible MSMEs. The business owner must meet all of the following conditions to become eligible for the business loan:

1. Turnover – over Rs. 10 lakes

2. The business owner must own a business or a house

3. Company vintage – at least 2 years

4. Last year’s ITR is expected to be above Rs. 1.5 lac

Documents required for a business loan

The business loan documents are proof of the information provided against the business loan. Ziploan requires very minimal documentation for the loan application process and hence it becomes quite easy to get a business loan from Ziploan NBFC. The business owner can simply upload all the PDF files of the requested documents from the website or mobile app. The documents required by Ziploan are as follows:

1. PAN card

2. Bank statement for the last 9 months

3. ITR of the last 2 years

4. Proof of domicile and professional address

In addition to this, to boost the business with Ziploan Business Loan, Ziploan offers different types of loans to meet various business needs. They offer working capital loans to face daily business operations, machine loans to buy new equipment, loans to MSMEs and, in addition, to encourage women entrepreneurs, they also offer business loans to women.

Finally, to wrap up, Ziploan, with the help of an unsecured business loan, offers a lot of flexibility and convenience to its customers and is always available to help its customers provide them with a seamless experience.

To learn more about Blue Jay Finlease Limited (Ziploan), visit or write to [email protected].

Disclaimer: This content is distributed by Digpu News Network. No HT journalist is involved in the creation of this content.

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